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Out growing your
current home?
Down sizing due to an
empty nest?
Investing in Real
Estate?
Whether you are
relocating, moving on to another home or moving up to a larger
one, I can
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a smooth one.
If you are new to the South Okanagan, I would be
happy to provide you with a list of real estate professionals
and service providers that I have found to be of the
highest integrity, client centred and offer
exceptional service.
Contact Richard
for a list of great Realtors, Appraisers, Home
Inspectors, Solicitors, Eco Friendly Cleaning
Services, Home Renovators, etc.
I have lived in the
Okanagan Valley for over 30 years and have some great
contacts I would like to share with you.
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Financing your
Next Home |
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Depending on your
situation, there may be more options available to
you now that when you purchased your first home.
If you have more than 20% down payment, or good cash
flow, it may make sense for you to consider the
following mortgage options:
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- Variable Rate
Mortgage (VRM)
- The low
Variable Rate Mortgages are more accessable
to those with 20% equity in their homes, or
those who have the income to qualify.
- 50 / 50 Mortgage
- Get the best of
both worlds!
- 50% of your
mortgagein a variable rate
- 50% in a fixed
rate
- Home Equity Line
of Credit (HELOC)
- Gain access
to your equity so you can make it work for
you
- Make your
mortgage interest tax deductable
- Great for
investing, renovating, fun or just in case
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Investment Properties |
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| Penticton has a
large and varied inventory of condos, townhouses,
duplexes, fourplexes, etc. There is still a
significant number of units currently under
construction (April 2010) as well as many newly
completed ones. Visit the home buying category
at
www.southokanaganmortgages.com
to see what is available in Summerland and
Penticton! The lending
guidelines have changed the landscape of the non-owner occupied
market significantly, so feel free to
contact
me, visit my blog at
www.southokanaganmortgages.com,
or sign up for my
email list to stay
current with Real Estate Market and mortgage lending changes.
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Up To Date! |
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